I think some of the posters here are being rather defensive and have possibly contributed to the general inflammatory nature of some of the posts the original poster asked a simply enough question "has my IVA company been unethical and if so what action can I take?" I am possibly being really stupid...

I'm with Stephen and In a mess- surely if this money is a windfall it should ALL go to the creditors and NONE to the claims management company - that seems to be a clear cut case of profiteering - if Stephen had been given the choice of claiming his own PPI's ( assuming they were mis-sold) then his ...

I do find Michael Peoples comment about hoping to pick up some business to compensate for the time spent on this forum rather telling - I "believed" the purpose of this type of forum was for people to ask for and obtain some INDEPENDENT advice/information so to openly admit you are happy to "pick up...