Hi and welcome to the forum[:D] To be honest I am not 100% sure, but I would be very supprised if something did not show up. Wait around because someone will know for definate. I don't think employers would necessarily look unfavourably on you because you are in an iva and probably don't even know w...

Hopefully now they know its that they can offer an effective treatment for her, Skippys mum has been theough the mill over the last year or so and she deserves better and some treatment that works[:)] I know how Skip feels as my mum is not in the best of health and being the only daughter it is a wo...

Awww its a boy[8D]

Many, many congrats, glad all was well at the scanx

AS I remember mine was about 2-3 weeks after sending back my proposal.

An IP needs to give a set time to creditors before the meeting can be called and I think this is around 14-21 days. I am sure a professional will claify the correct time.

You are on the home straight now[:)]
Good luck

Great idea[8D][8D]

David, I hope you actually do the lottery[:D]

Great news Julie[:)]

I bet that is a weight of your mind getting that call over[;)]

If ever an iva was doomed it was your hubbys[:0]

Hi Paul Your decision will also depend on how motivated you are to try and pay as much back as you can. Your credit rating will be decimated with either route. Why no have a chat with a professional as they will go through the options with you and help you to decide. Have a look on www.iva.com for r...

Best of luck and glad to see that you have decided to tackle your debt problems[:)]

[:0]How awful for you

Thanks goodness your creditors meeting is tomorrow and thank goodness you are with Melanie as I am sure you will be fine[:)][;)]

Very best of luck and do let us all know

Glad you are feeling a bit brighter skip[:)] Well done for being pro active and contacting the OR's office and getting some info. I had a 'break' from the forum for a while, as you know, as I felt like debt was taking over my life. I have since found that I need the forum to keep me motivated and I ...

Glad thats all sorted Mick [:)]

As if its not stressful enough for you at the moment,

Good Luck

Just shows that the credit card companies do not comunicate between departments[:(] I have a catalogue account that never formed part of my iva as it had a nil balance and they have written to me saying they have increased my credit limit and I now have a £1,000 limit!! Not that I am going to use it...

Ignore the phone at 7pm[;)]

If you are happy with your IVA payment and the service you are getting from McCambridge Duffy, then ignore these ambulance chasers[:)]

Hi thanna

Keep pushing as I am sure all IP's are very busy at the moment and you don't want to get forgot about[:)]

Keep ringing and I am sure they will get sick of you ringing and get a date for you[;)]

Good luck

Hi Skip I so hope your mum gets some answers soon about what is causing her problems, she was still working last year! (glad she has given the shop up, to dangerous in today's times[;)]) Hopefully there will be an effective treatment for her[:)] I know its easy saying not to worry about your IPA pay...