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by Nikdav2713
Wed May 02, 2018 7:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Settlement Offer?
Replies: 5
Views: 4145

Thanks for your replies. How do i go about sending an offer to the IVA company? Do i have to do it by post or call them?
by Nikdav2713
Fri Nov 03, 2017 10:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Christmas Bonus
Replies: 1
Views: 491

Hi,

At Christmas i usually get a bonus in my wages, approx £500 if i get more do i have to tell the IP? As for the past few years when i have done my income & Expenses nothing has been said about? Would this be classed as a windfall?

Thanks
by Nikdav2713
Tue May 23, 2017 3:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Contact Debt Free Direct
Replies: 3
Views: 1233

Hi,

I have moved address and need to contact DFD but i refuse to ring them as there call charges are horrendous. Has anyone got an email or a free phone number for them, as i need to change my address.

Thanks in advance
by Nikdav2713
Sun May 01, 2016 8:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Returning to work
Replies: 3
Views: 1999

Hi guys, I'm just after some advise, I'm currently on maternity leave due to go back to work in July (6 months maternity leave) but looking into childcare I don't think it's going to be worth me returning to work. If I didn't go back to work what would happen with the IVA? I have been in the IVA Sin...
by Nikdav2713
Thu Oct 15, 2015 11:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Letter To DFD regarding Maternity Leave
Replies: 6
Views: 2380

Thanks for your replies, they did say that i could have a break on the payments while on maternity and it will be added at the end of IVA
by Nikdav2713
Thu Oct 15, 2015 9:47 am
Forum: Ask IVA Forum and Industry experts
Topic: Letter To DFD regarding Maternity Leave
Replies: 6
Views: 2380

Hi, Im currently 25 weeks pregnant and have an IVA with Debt Free Direct. I have rang and told them i am currently with child and i plan on taking maternity leave from December and returning to work in July (but first full wage will be August) they have told me to send a letter but im not sure on wh...
by Nikdav2713
Tue Jun 23, 2015 9:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Mobile Phone Contracts
Replies: 6
Views: 2284

Hi, Im looking at reducing my monthly mobile bill which means moving to a different supplier, would i be able to do this being in a IVA?
by Nikdav2713
Tue Jun 16, 2015 4:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just found out Im pregnant
Replies: 13
Views: 2611

Thanks Guys, so really if i wait until i know all is OK i should then inform them?
by Nikdav2713
Tue Jun 16, 2015 4:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just found out Im pregnant
Replies: 13
Views: 2611

Hi, just found out im pregnant and i have an IVA in my name. Obviously circumstances are going to change, i was just wondering when or if i need to inform my IP?
by Nikdav2713
Tue Mar 31, 2015 11:13 am
Forum: Ask IVA Forum and Industry experts
Topic: Letter Of Debt Recovery Company
Replies: 4
Views: 2069

Thanks for your reply foggy, so just to confirm its nothing to worry about and i dont owe someone else money i havent got?
by Nikdav2713
Tue Mar 31, 2015 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Letter Of Debt Recovery Company
Replies: 4
Views: 2069

Hi, Just after a little advise Please? I am ready and set to start paying my IVA (1st payment on the 1st April) and yesterday i received a letter of a debt company saying they had brought the debt from one of my creditors that agreed to my IVA at the creditors meeting at the beginning of March. Do i...
by Nikdav2713
Mon Mar 16, 2015 10:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Windfall in an IVA?
Replies: 11
Views: 2285

The account is just in my name, not a joint account. The IVA is just in my name but has been worked out on the Household income. Think its best for him to pay it into a different account (if he gets anything)

Thanks for your advise
by Nikdav2713
Mon Mar 16, 2015 10:28 am
Forum: Ask IVA Forum and Industry experts
Topic: Windfall in an IVA?
Replies: 11
Views: 2285

So if the money gets put into my account, will i have to inform the IP or not as its my husbands?
by Nikdav2713
Mon Mar 16, 2015 8:18 am
Forum: Ask IVA Forum and Industry experts
Topic: Windfall in an IVA?
Replies: 11
Views: 2285

Hi, Im just about to start my IVA (first payment in April) and i was just looking for some advise. My Husband is currently going through a claim for a car accident, if he gets paid anything could i pay the money into my bank account, (everything gets paid into my account) or would this be classed as...
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