Hi just an update although it took just over 5 months the f@f settlement was accepted at the end of august paid and settled.
Thanks for all the advice.

Hi my husband and I are 2and half years into our iva we have been offered 15000 by a family member to settle the iva. The target of the 5yr plan is £27780 for a debt of £60690 with the 6yr equity clause If we cannot remortgage the addition payments in yr 6 will be £6961 ,so the total paid will be...