Thanks for the responses, they do have a letter to say that they are trying to raise the funds and they seem happy with that.

lol they don't catch many of them! Good luck with the interview, be positive!

yeah or high street shopping, in which case they will be on camera, if your bank act fast enough they may be able to get the police to do something (if they are interested), the £3 was probably to see if it was going to work for them, nasty thieving fraudsters!!!

well if you think they have your pin because the device was a fraudulent one then you will certainly not be the only person, the banks tend to share this info and also notify the police, again if this is the case then you cannot be held liable, only if they can prove that you gave out the pin (or pu...

ok well it doesn't sound like cash which is good, the first thing you need to do is ask for a list of the transactions, you need to know how the transactions were processed - you need this in detail were they chip and pin, mail order or swiped. They should send you a list through of the items and yo...

Gordon, you haven't explained how the money was taken, did they use a card to take out money or was it by ordering goods. This is very important as the type of fraud makes the difference. If your card was cloned then you cannot be held liable for the transactions, cash withdrawals and pin usage are ...

Hoping someone can help us, our IVA company have given us a quote of £22k for final settlement. My cousin is trying to raise the cash for us and then we will pay her back. The IVA company are putting forward our offer to the creditors. If she cannot raise the cash we will look at seeing if we can be...

have a look here

http://www.iva.co.uk/guide_pros_and_cons.asp

This happened to us when we were in the process of setting up our IVA and we took the details sent them to the IP and they contacted the creditor directly. The phone calls really are awful and will soon stop by getting the IP to call them means you are dealing with it and should stop them calling ag...

Hi Lisa

Did you have to ask your IP first before you remortgaged, we are looking at putting forward an offer and remortgaging but thought you had to put in the offer first.

thanks