Thank you, all completed and certificates received now so onwards and upwards, although I haven't posted much Thank you all ( as this forum has been a lifeline)

Hi Thanks for your reply, I'm just confused though as it has brought down our dividends paid to the creditors?, does that mean they take off £25K or £50K ( I'm not anticipating the £50k) the final figures on each completion breakdown should really be £12.5k as it was shared. Thanks

Myself and my husband had seperate IVA's, included was an unsecured loan as part of our mortgage for £25k ( half each) when our completion paperwork and certificate has arrived it states that we each had £25k this is included in breakdown, do we notify them? of the mistake, we did have to go to 72mt...

What happens if I receive money before the cc

Hi again Thanks for the replies and Yes Nram are creditors but I raised this question at the time regarding the 72 months and now it looks like I was fobbed off as they stated that the only time it would go to 72 months was if we had equity, I now feel like I was lied to, do you have any advice of w...

Hi Thanks for taking the time to reply, I even have the name of the person I spoke to originally however another company has since taken our IVA over, we do not have any equity in our property as we were in quite alot of negative equity when the IVA began,we own the property jointly but have seperst...

Help urgent advice, IVA DEC 2009 I was originally advised it would run for 60 mths although when I questioned they advised it could possibly run for 72 mths but only if our house price increased they explained that a few months before end we would provide valuation on our house but due to amount of ...