I have stopped betting and closed down any betting account. I'm not sure where to go from here. Is it best they don't put the proposal in at all and go into a DMP for a while then apply?
As you can imagine i feel physically sock with worry.

<t>Spread Betting - Over the course of 4 months I've lost in total £130,000 in spread betting. £80,000 of this is from Loans and credit cards that I've taken out in recent months. Most have had 2 payments. As the debts are from Spread betting on stocks and shares and are all recent will this work ag...

Hi, I'm about to enter an IVA but in my savings account i have £2000. This is my rainy day funds. My car is on the verge of giving up. Will they check my savings account or have to declare my saving accounts?

<t>Equality Vs Debt - Hi, I have a property that's valued at £340,000, outstanding mortgage £202,000. ( £138K equity). My debts are currently £90K. Would this qualify for an IVA? I'm thinking if a bankruptcy with all changes and the sell price at an auction plus all fees has to add up to a fair bit....

<t>Hi, I've recently re-mortgaged (4 months ago) to try to pay off some of my debts. Unfortunately all this did was help my keep my head above water for a few months and now I'm back in the same situation. I've been trying to mange my debt without going into an IVA but I feel that I haven't got a ch...

I've recevied a call today to confirm my full and final settlement has been accepted at which i'm over the moon aboout, but he is my question: I was made redundant about 4 months as and used this money to offer the F&F, since then i've been out of work and have struggled to keep up with my outgoing ...

F&F settlement/advice/help. I'm 2 years into my IVA. The original payments were £424, I paid these for 16months (£424x16= 6784), I had s 6 month payment break as to pay back HMRC for child tax credit for the last year. My monthly payment reduced to £222, I've made 2 payments (£444). In total to ...

Hi, Ive been in an IVA for 2 years, i've just made an offer for Full & Final settlement. Hopefully once this has been accepted i'm looking to move house. I understand the IVA will stay on my credit file for 3 years, will i br able to obtain a mortage once my F&F settlement have been accepted. I've g...