And another fantasic e-mail from our mortgage lender. It's going to save me a lot of time. received this morning. Good morning, Further to your email below, there is a restriction registered against your account in the name of HFC Bank at the care of Weightmans. I have sent a copy of the documentati...

Hi all, well I had a phone call today that I must say nearly had me dancing in the puddles in the rain like Gene Kelly. Aisling rang me and said that she had some good news, after recalculating the equity that might be available in our property, they found that the original figure was a mistake and ...

I'm not sure if you mean that in a positive way haha, I'm hoping that we can move to sorting something out. Would be really nice if legal action was taken and we get a payout, enough to give to the creditors to pay them off. I am only dreaming of course but after being told on the phone that they co...

Hi, had a reply with a copy of a report of the Land registry. A charge was placed by HFC Bank on the property in 2007!!! 2 years after the IVA was in full swing. I have been asked to confirm this is the Weightmans debt. Which it is but it's placed under a different name Restons Solicitors. Best of a...

Exactly Foggy, No we were not asked about any modifications, so we didn't agree to it and no they didn't even ask if we could pay anymore to make up the sum needed. There was no consultation during the five years of payments, only the forms for income/expenditure were ever sent and since due to the ...

She seems to have been here but I sent this last August which mentions Weightmans RE: IVA required documents for progression Sheila Price 06/08/2015 To: IVA.Progression@uk.gt.com FTAO Gareth W Neill, Ref. 12171889 Re, request for 3 possible re mortgage quotes or refusals. Dear Gareth and team, I kno...

Latest e-mail from Aperture, I feel they are pushing to make it all our fault that things have failed. Good Morning Sheila, Thank you for your email below. I am sorry that you feel your IVA has not been handled correctly. I can assure you that at each stage of the arrangement the best actions have b...

I have had a reply from my mortgage lender, I think they are confused, they think the IVA is attached to the mortgage lol but I have corrected them and I have a number to try and find out if this debt of Weightmans is actually legally bound to the mortgage or any details of it whatsoever. If there i...

Thanks Foggy but we don't want to be waiting for ,one day, to be able to remortgage for them. We want this ended and be free of it all asap. It's been 6 years now, as Lisa has said in the current times, we will never get a remortgage. If they had said to us, can you pay for another 12 months. We wou...

Hi, no we didn't receive notice of a variation or meeting. Communication with them has been extremely poor. We had a request to fill in more forms for PPI with this new company or old company new name. We already did this with EIC. But this fact we would never get a re mortgage is the reason really ...

Hi Lisa, thanks for your reply. The letter received states that a variation to the IVA has been rejected at the meeting of creditors. The assistant on the phone said we were in breach because of no 12 month extented payments and refusal to remortgage. I said to her that the 12 month extension, was n...

Yes I will do, I'm firstly going to e-mail my mortgae company and see if they have anything on the details about the Weightmans agreement. If they can send me the details I can send it to the complaints board and Aperture, mainly as proof that it exists and hopefully it can comfirm when it was put i...

Just to note we paid £125 per month each into our interlocked IVA's. In the phone call I said about trawling the hight street for re-mortgages and refusal letters that they wanted. I said we didn't want a company that would, due to the IVA charge a ridiculous amount of interest. She said 'Oh no, onl...

Aaah finally found this thread.Latest update, and I will copy and paste my e-mails since the last date on this thread. Admittedly I need to get my arse into gear and complain to the managers of what is now Aperture, but have waited so long for a response from them about anything at all. We have now ...

This is interesting to read as Me and my partner started our IVA in 2005, no one contacted us in our 4th year about what happens at the end of the IVA payments. I rang them to confirm that our final payments in 2010 were actually final. We were with firstly, Debt Matters, then Grant Thornton, now Ap...