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by Susan.w
Sun Jan 31, 2016 7:07 pm
Forum: a success story
Topic: Finally free...
Replies: 9
Views: 131718

I've only posted on here a handful of times over the course of my iva, but I wanted to thank people for their help whenever I did. You were amazing! :) There were times when I've been close to tears and coming on here and reading other people's stories has helped enormously. If I had anything I woul...
by Susan.w
Sat Jul 04, 2015 12:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Trying to get a response from GT for over 2 months
Replies: 20
Views: 4986

Just to update those who answered - thanks again - I called GT to ask how I should make a formal complaint and was told that I had been sent an email on 25th June responding to my query. It hasn't come through even though they say they sent it to my email address. They said they'd print it off and p...
by Susan.w
Fri Jul 03, 2015 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Trying to get a response from GT for over 2 months
Replies: 20
Views: 4986

Hello. Thank you for your replies. I am prepared to make a complaint but there are 2 issues. 1. What I really want is to get out of my IVA. I have this equal pay award and I just want to make an offer that will get me out of my IVA. I thought initially I needed to get an answer as to how much of thi...
by Susan.w
Thu Jul 02, 2015 6:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Trying to get a response from GT for over 2 months
Replies: 20
Views: 4986

Hello, I wonder if someone can give me some advice. A few months ago on I posted a query on here regarding an Equal pay award I was due to get. Your advice at the time was to speak to my IP and possibly seek legal advice all of which I did. The problem is that I cannot seem to get a clear statement ...
by Susan.w
Wed Apr 01, 2015 9:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I make an offer to end IVA ? I am desperate to leave job, and suffering from depression.
Replies: 11
Views: 3371

Thank you all for your help, it has given me some hope. I have a further question - what if the equal pay claim is for a period prior to the IVA starting, could it still be argued that the 50/50 rule applies? Also, this award is subject to tax and national insurance if that does make a difference - ...
by Susan.w
Tue Mar 31, 2015 11:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I make an offer to end IVA ? I am desperate to leave job, and suffering from depression.
Replies: 11
Views: 3371

Hi, yes I'm going to receive a payout of about £21k - it's an equal pay claim payout. So in addition to making 46 payments at £324, I now have this payout to give to the IVA but have found out it still isn't enough to finish paying the iva off. Does that make sense?
by Susan.w
Tue Mar 31, 2015 10:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I make an offer to end IVA ? I am desperate to leave job, and suffering from depression.
Replies: 11
Views: 3371

Please can someone help me. I've paid 46 payments on my IVA of £324 per month and I'm likely to receive a equal pay offer of around £21k. My original debt was £33,260. I thought this would get me out of my IVA and so I contacted by IP to find out what I would need to pay to end the arrangement. When...
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