Thank you, I'd optimismistially hoped it would satisfy the equity clause and would continue payments for five years. Seems it's not to be that way. had hoped the equity could be split I could use the money for a deposit. I haven't started an iva yet just fact finding. I want to repay what I can but ...

Wondered if you could help me if I sold my property a short while after starting an iva would it be considered as satisfying the 4th year rule or would a greater amount of equity be expected.