Hi i just want to say how fantastic this site is and how helpful people are on it. I was in a very bad place with my IVA provider and a lot of complaints were going in from me. I managed to get great advice on here, i put a F&F proposal together and submitted it and it was accepted. I got my certifi...

Hi all just to let you know my IVA F&F was accepted and has all gone through at record speed, i believe this was down to spencer.last input. My certificate of completion came through last week YIPEEEEEEEEEEEEE debt free. Thanks for the much needed advice, regards Jonny not stressed anymore

Thanks everyone for your help and input, ive submitted my F&F to Freeman Jones so fingers crossed

regards jonny ( hopefully not stressed out )

Well ive spoken to my RM and he assured me i would get my Annual review ( that i never recieved from Oct 2014) by 29-30 April, its not arrived yet! Reading your reply spencer.last it seems to contradict the email FJ sent me?? Here is a copy. As discussed on the phone today, should you wish to offer ...

Thanks lifenoteasy, and thanks Spencer.last. Unfortunately I missed a call whilst at work, I will call tomorrow to find the outcome of the review. The f&f is still in my mind if it's possible to do.

Ill send it straight away thank you

Thanks all, it would seem spencer.last has an invalid email address!!!

Hi thanks for the speedy replies, I will email you Spencer.last but the reason I want out of this iva as quickly as possible is I'm fed up of emailing fj and getting nowhere. I have just had replies to 4 of my complaints dated from June 2014 ( 3 of which were from the first 12 months but I was prepa...

Hi a newbie to this forum and very happy i found it. Im having problems with Freeman jones and just want to end end my IVA , im 40 months into it and getting so stressed after complaint after complait is so called resolved NOT! Im wanting to know about changing to a lump sum IVA, im separated from m...