Melanie, Thanks alot for the speedy responses. To reduce outgoings - Is there no way that I could transfer the car we are going to sell into my husbands name before we sell it? Whilst its on my name its actually his car, the car he has for work etc. The plate that is on the car is technically his as...

Hi Melanie Yes, both cars are registered to me at the moment but we are selling the most expensive one as it costs to much to run and we are trying to reduce out outgoings.(My husband is going to do an IVA as BR is not an option for him because of his job) We are then going to buy a cheaper one, thi...

Hi guys This is my first posting on this forum and I would really appreciate some advise before I lose the plot altogether!! I apologise in advance for all the questions i am going to ask, but I need to be sure BR is the best for me. Here goes: 1 We are in the process of selling our property, once i...