full and final offer was accecpted in June and completion certificate received in July. This was one of the best things I have ever done. Thanks to step change I have a bright debt free future. Thanks everyone for all your advice of the last 3 years.

I have been dismissed from my work due to medical grounds and have been paid a lump sum of my 3 months notice in my wages instead of me working it and therefore I am currently unemployed. Do I have to pay this into the iva as technically its not a windfall, overtime or a bonus and it is not classed ...