<t>I signed up for my IVA with Cleardebt in 2011, my case was then sold onto Aperture in 2015. The process of completing the IVA has been fairly straight forward although I now find myself dealing with a company that is struggling to honour its commitments when closing the IVA and delaying the recei...

Thanks Foggy for your insight. I was one of those cases that was transferred from Cleardebt and Apertures communication with their clients is questionable although like you say from what I have read is vastly improved, there reputation seems to preceed them... I will remain patient as even they have...

<t>Eight weeks into final review and being told that due to Aperture being short staffed in this department they are taking longer than usual? With the addition of a quoted potential 3 to 6 months final closure and a further 3 months to have name removed from IR the whole process is becoming slightl...

<t>Hi all, absolutely delighted to have come to the end of my IVA recently but after contacting Aperture today feel a little disappointed as have been informed could take anywhere between 3 to 6 months to receive completion certificate. I was hoping to acquire a mortgage that I have been discussing ...

<t>Hi, I have been making enquiries into getting a mortgage after an IVA. My last payment is 31/8/2017. I have spoken to Aperture that officially it could take upto 3 months after the IVA has ended before complete. The current default dates on some of my creditors do no correspond with my IVA start ...

Hi Ryan, thanks for the quick response when would you suggest contacting yourself, should I wait for the completion certificate?
Regards
Gary.

<t>Hi, My IVA is ending August 31st this year. I have recently gone through a divorce and will be looking to find a new house if possible when the IVA is completed. My question is what is the process of getting a mortgage after an IVA should I wait a set amount of time to rebuild my credit file if s...

Good morning all, I have recently read a blog entry regarding the way Aperture are calculating the equity release in property. my IVA has recently been acquired by Aperture from Cleardebt and I am concerned as to the way the two companies calculations are done as it appears to me that if the calcula...

Hi, just a bit of background information, my wife and I entered into an IVA with Cleardebt in 2011, mainly due to Northern Rock Together mortgage. We have entered into a 6 year IVA, I have a few questions I would like clearing up, When will my IVA be cleared off my credit file (thinking 8th year), w...