They know she gets free meals for the first two years.

I know. It's just so hard when I just felt my life was getting on track. Just hoped they would push the offer.

I didn't factor in hair dressing. They said I was only allowed £16 a month for her entertainment I presume that's school trips. She gets free school meals for the first two years. I just seem to think I'm not going too be in any better a situation for getting a pay rise. #128549;

Yeah it's a considerable increase I went from £21k too £32k. My mam helps out but I give her money. They've factored that in. But too tell you the truth the expenditure they have allowed hasn't really increased that much considering I now have my daughter I.e £10 extra a month clothing. There allowi...

Thank you. I'm waiting for them too finalise the income and expenditure. Suppose I can't complain too much as they did put it back 9 months while I sorted out all the court costs for custody. Was just hoping too start getting my life back on track and don't want too be put back on the breadline when...

Can you elaborate on the exceptional circumstances?

Yeah they did say they would be looking for £10k. But I can only get £6k. I don't see how they can factor in Csa etc. as that money isn't mine. And they allow me the grand total of £16 a month for entertainment for my daughter tats £1.333333p a week. Can't even buy her a drink and go to the park for...

Debt free direct.

They just don't seem too want to put it forward to the creditors like they want to keep it going for the extra money.

I'm 3 years into my iva. I have £7900 left. I've recently started a new job which means I now have a disposable income of £640 more than double what I am paying now £312. I have been told by my mam she can borrow me £6000 to pay the iva off so that I can move on with my life. I rang the iva company ...

I'm 3 years into an iva I have £7900 left too pay but have started a new job which has doubled my disposable income too £740 a month. I have offered the iva a settlement of £6000 they don't think it will be accepted as the creditors will hold out for the £740 a month. Is there anything I can do....