Confused about month 54 , My last payment is due at the beginning of October (if no equity in property) , I emailed GT in May regarding when the valuation will be done (don't want a desktop as house is falling in a state) GT replied that they would conduct the re mortgage review between month 54-60 ...

GT have not let me keep it but are open to me making a F&F offer, or pay it all in and carry on with the agreement.
Thanks foggy, I was suspecting that it would take a while to organise , therefore might as well just carry on as per.
Thanks for your help

I am in the last 6 months of my IVA (last payment due Oct and I pay £320 p/m) and have received an inheritance of £5000. I contacted my IP (Grant Thornton) about using it to make a full & final settlement. They have replied-: If you wish to put forward a variation proposal to your creditors, our a...