We are also with Nationwide; we have never had any problems.
Would highly recommend them.

I have read lots of your posts Mrs Skint and you always give good helpful and caring advise, I read often but am not always confident enough to post, like you without this forum i would have gone mad.

I worry that every month we just seem to get by, but we seem to have had bad luck after bad luck, so the money we should save bails us out, now hubbys bike insurance is due and i am worried about shopping around in case they turn us down paying monthly. so again another months money has all gone. an...

Hi Ray, I would challenge this. as others have said with pre payment you should not get in arrears. When our IVA started i changed to Scottish Power, they email me once a month asking for my meter reading, they then ajust my d/d accordingly, I requested to pay a little more though so i did not have ...

Hi Connie, i can really understand how upset you are, as the others have said go and talk to the branch, simialr thing happened to my son not long ago and for months he was being charged for being forced overdrawn, We ended up at the brance and we just stood our ground and would not go into a privat...

I highly recommend Melanie, who posts in here own time on this site. as isthereanend states the only payment i made up front was my first IVA payment. I also looked at all the feedback companies got on www.iva.com i found this very helpfull.

Good luck.

my hubby used to pretend the phone was faulty, saying "hello can you here me, and then saying its doing it again hello...."

Thank you.

thank you melanie, you are good to us getting back so quickly, does your computer ring when your name is mentioned?

Once i have the information back do you need copies of what they send?

When we started our IVA with you we also had to leave our home, we had been advised that it was in negative equity. we have received a letter to say that it has now sold but to find out how much for they have requested proof of who we are, ie passport etc. I am not to happy to send this information ...

I had a letter saying our picture loan interest rate had gone down also.

Hi KLG2002, At the start of most IVA's people had an excellent credit rating, we were the same as you and could have gone on a little longer robbing peter to pay paul. trouble is you only end up owing more. It takes a lot of guts to admit you have a problem and sort it. well done you have taken your...

My 18 year old son has suffered fraud on his account and because of this has ended up going overdrawn. LTSB have charged him £15.00 for an unauthorised overdraft and £15.00 a day for a maximum of 10 days. It also took them 5 days to send him the letter to tell him of the overdraft. They have stopped...

I am please Cara is home. How did you get on with the Vets bill? Was he understanding as well as cute? Like many others I have 2 staffies that have the bad breath and flatulence and have a cat who is boss. If they make smells they look at us in discussed and walk away. cheek! but what pleasure they ...

Wow Melanie, If you keep going at this rate you will need bionic fingers!!!!! I for one am so grateful for all you have done for my family and I, our future is so much brighter. We are still finding our feet within our IVA, but I dread to think where we would have been if I had not found this site a...