Hi all I'm at this point in the process also and am also a transferee from PJG and subject to the pre 2014 protocol. I contacted CF and was told they would arrange the valuation and their partner company would apply for a re-mortgage for me. I heard nothing and when I rang recently, a very helpful y...

After Christmas, I'll need to deal with my equity release clause. I live in north London where property prices have gone mad in the past five years so there's no doubt that I'll have equity to release. (Whether I can get a remortgage or not is hopefully a given in that I probably won't be able to.) ...

My PPI was refunded and apparently two cheques were sent to my IP - one for the PPI refund itself and one for "statutory compensation". If it's statutory compensation then I assume everyone who's had a PPI refund will have received it. Does anyone know if this compensation is considered a windfall a...

So I can get the formula correct, is this what I need to do? I'll add up all my payments to date and a PPI refund that was made. I'll deduct the IP fee percentage from that. > That will give me the amount I've paid into my IVA. I'll then deduct that from the initial debt. > That will give me the fig...

No bonuses or overtime - those are only a pipe dream to my public sector salary.

At present, I'm paying £914 for my mortgage and £355 for the secure loan.

Brilliant - thank you very much.

On behalf of all the silent, anxious users of this forum, I'd like to thank all the active users for their efforts. I've found it all a real comfort over the past 4 years.

Thanks, Foggy. My agreement does have a fallback. It says: •"A third party sum equivalent to 85% of your interest in the property, or • 12 additional monthly contributions (with the aggregate sum paid to the Supervisor being limited to 85% of your interest in the property)." In your experience, do y...

I'd be really grateful for some help here. I'm supposed to be a smart person and I'm in a smart job but the equity release issue has me completely baffled. I'm approaching the end of Year 4 and I own property so I know that over the next few months I will need to get valuations etc to deal with this...