Thank you all yes there is life after an iva and it's made me a lot more careful with my money. Nationwide even saved me money on my house and buildings insurance and my hubby is transferring over to them and we get 100 each #128522;.

Thanks lesley I'm really happy about it said to woman in the bank it might be a small thing for some people to get an current account but it's a big thing for me. But this site has been a big help for me with all the advice. So thank you to you.

It was after 6 years of just getting through life. Feel like I've turned a corner.

Thanks foggy was so pleased when she did credit check and she was like we need to wait now then came back l could of had the choice of 3 current accounts and l picked which one l wanted. What a nice feeling.

Thanks kallis3 yous have been a great help with all the advice I've received its been a great help.

Thank you. Just pleased the 6 years are up and can move on got the 2 things l needed a current account and credit card to build my credit up its been a good week.

Well I'm happy went to nationwide for my appointment and an hour later l got accepted for a current account. Even the woman who done it was happy as l explained my situation and she said it's lloyds loss and there gain.

Thanks all l let yous know tomorrow if l was successful or not.

So looks like going for it and keeping my fingers crossed that they use an agency my iva as come off. Suppose if l don't get it l could just wait 6 months and hopefully build my credit rating up and try again.

Can different credit agencies say different things as wonder which one nationwide use for there checks.

I've looked on the noodle one I'm on through callcredit and it's still showing on but as completed. Which it's been like that since June. I'm just scared of going through with this bank and them doing a credit check turning me down and it been on my credit file think that's why I'm in 2 minds what t...

Just had nationwide on the phone got an appointment to go tomorrow 3.30 to apply for a current account at the moment only got a card cash account with lloyds. She said if l get turned down l carnt get an basic account with them which l thought l could do. My 6 years are up today with the iva so don'...

Yeah had completion letter in June sent it off to the 3 credit agencies. Well you know what I'm expecting them to probably say no Wednesday as just not used to been able to get anything. If they say no l see if l can get an basic account then hopefully they see how l run it and upgrade me in the fut...

Well just made an appointment with nationwide for Wednesday to see if l can get an current account with them. My 6 years is up tomorrow on my iva will it just come off my credit file automatically.

Yeah time for a new start and thinking with a new bank. I'm hoping l can get a current account with nationwide if not l get a basic one and hopefully upgrade in the future. Well from a manager you wouldn't expect that plus it was on the floor where customers were passing it's not like we were in a o...