Thank you once more. I am going to concider an IVA and ask any company who might do it with the third party to guarantee if not I will wait untill my situation is more clear. I have just one more question which I have mentioned at the beggining. It is my biggest concern not to worry my dad as he is ...

Thank you all for your advice.Is really kind of you to take the time and trouble to reply. At the moment I think I will continue with the DMP and as soon as I find a permament job than I will go for an IVA. Please does anyone know how long I will have to be in a permament job to apply for an IVA, do...

Hello I am £32.ooo in dept. I would like to go for IVA but tere is few things on my mind I would like to get advise on. Firstly I have change my employment recently, I am looking for another job but at the moment just working for agency. In October I am having operation on my hand which will make me...