Thanks for your comments but still am unsure what to do. I have asked GT to finish my IVA early, am in my final 6th year, i.e. equity in house so they made me do another year. Have probably now 10 payments to make. I approached them on this subject saying that I wanted to retire as I am 65 years old...

I am five years one month into my iva. Only have 10/11 more payments to do. I am coming up to 65 years of age and am desperate to retire, health not so good these days and very tired. I work 37.5 hours a week and start at 7.30a.m. I approached my iva company to see if a friend could pay the remainde...