Hi, we're going with Vincent bond who think that the Dmp is the right choice for us. In just so unsure about the whole thing.

I have just tried to open an account with Nationwide as the first step of starting my DMP, I passed the credit check but apparently they choose random new people to do further checks, does anyone know what these may be? A large proportion of my debt is with Lloyds, I've not missed a payment to them ...

Hi, we are in nearly £40,000 of debt and are really struggling to keep are heads above water and we're thinking of going down the IVA route, but we are also extremely nervous about the whole situation and would greatly appreciate any advice anyone can give. The company we have spoken to are GW fina...