Thanks for the response Lisa. Much appreciated. font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas Hi There £5k is a good offer. You could even offer a bit less... Best to act quickly though as it may take a couple of months for your IP to c...

Foggy/Lisa, many thanks for the replies, appreciate you people taking the time to respond to us. We are going to try and speak to our IP later today, discuss the options and see what is viable. Just stressed to hell with all this, it's been a tough 5 years and would be nice to draw a curtain and lea...

They're just keen to see us out of this to be honest. The offer they have made was with the intent of a F&F, which honestly, after 5 years of this, is quite appealing. Thanks for the response though, and it may be an avenue to explore. font size="1" face="Verdana, Arial, Helvetica">quote:<hr height=...

Hi all, hope someone can offer some guidance. We are just going into the final year of our 6 year IVA, 12 payments left. To cut a long story short, my car is 13 years old, 150,000 miles on the clock, and, with the help of family. has cost me upwards of £1200 in the last 6 months. It is on its last l...