I would like to open an online savings account with the Post Office. Will this be a problem with an IVA showing on my credit file? It's been satisfied since 2014 but will obviously stay on my file until 2020.

<t>I have a CCJ on my credit file which is due to drop off on 7th July 2018 (six years from default date).<br/> I also have an IVA which has been settled which is due to drop off on 2nd July 2020 (six years from default date).<br/> <br/> My question is, will my credit rating improve at all once the ...

<t>Hi all, I paid off my IVA early back in February 2016. Whilst the IVA on my credit files are showing as settled, the creditors are still showing each month as a default. Is this correct?<br/> Also, I have written to one creditor via Recorded Delivery, twice now, to get the date of default amended...

My IVA is in the process of being closed down following an early settlement. What are the implications of my partner and I opening a joint savings account together now. Will this affect his credit rating or cause problems if we are linked financially?

I have just settled my IVA 18 months in via Payplan. This was paid yesterday. I have asked what to expect now and have been informed: "The abstract report will be sent out, in line with your arrangement, before the 2nd of September. Your Completion notice can take up to 6 months to be issued to you....

I have just settled my IVA early (18 months into plan). I appreciate that my credit rating will be severely affected for the next 4.5 years but is there anything I can do to start improving it now? Any advice gratefully received.

My IVA is arranged through Payplan of which I am 18 months into. About 2 months ago I proposed a F&FS which took roughly 4 weeks for my supervisor to agree to put forward to creditors. Having submitted all the required documentation, another 4 weeks on and requested an update, I have been advised th...

I am looking to settle my IVA early due to reoccurring depression. I have been warned that there is a possibility creditors could decide to make me bankrupt. Is this likely given I have no assets at all?

Thank you for your advice.

I am hoping to settle my IVA early (am just waiting for a creditors meeting to be called). If I am lucky enough to have it accepted, what can I do to repair my credit file between now and the end of the term ? I am only 18 months into my IVA.

If you settle your IVA early, are you able to apply for a mortgage straight after and are there any companies that would lend given your track record?

I would be really grateful for some advice please. I have an IVA which has been running for 13 months now. The total amount of the IVA is £11,223.18. I currently pay £153.74 per month and to date, I have paid £2,343.60 which included a PPI payment of £696.21. I have another 2 PPI payments about ...