Happy days ...great isn't it ...All the best

Yes the vehicle finance is possible and as said above , would be through moneybarn, The broker ...car-finance 24/7 will bend over backwards and jump through fire to get you aboard !!! They really need to make sure that's the right way to go though , if they can get away with going down that path the...

Great news ..even better when you receive it , they e mailed mine prior to posting just to show me all was completed .and I printed that off lol

Good luck for the future

Thanks for the inputs to my thread I felt I had to ask about that with ref our initial ( who you go to ) Thinking back to that , yes , I think were pushed and they obviously knew we were in a vulnerable situation and didn't really know where to turn ... That's why I said , Finding this forum before ...

Well now we've now finished our iva I was wondering how others were dealt ... I would firstly like to say , I wished I'd known about the forum ! I remember 6 yrs ago , we had increasing debt , mainly c cards through botched business ideas gone wrong ! We were paying everything each month , was diffi...

I remember that was a massive worry at the beginning of the iva , thinking your going to have to re mortgage to settle the remaining debts

Again , was a huge relief when was told a further 12 months instead , not that that was ideal but better , and after 5 yrs the extra 12 months seemed pleasing !

We never ha to have property re valued In the final 5th year , everything was re accessed with review and was handed an extra 12 months sentence , sorry , meant .extension !!! Was no increase in our monthly payment , Cf even allowed us to obtain vehicle finance through moneybarn because of car probl...

Toby ... Sorry , just seen your questions ... We had a review done for the beginning of 2016 , there was no increase , our expenditure with running 2 vehicles , to get to work ...fuel , child expenses , child care expenses, etc etc etc meant no further increase ... also with review to mortgage there...

Wow ..
Thank you very much , I certainly wasn't expecting that !
Details mailed to you Foggy ..

And just a quick few lines ...
our wages this month without an iva payment going out ... bliss .. And feel proud what we've achieved ..
Onwards and upwards !!!

Many thanks , I still cannot believe it's finished ! What six years this has been ... well 5 to start with and a worry about having to re mortgage, then it ended with a 12 month ext instead .. Was very bumpy to start with with , and guess same as everyone ... then settle down and get use it and deal...

Completion certificate received today from Cf ..that was quick from the mail chat with them last week as they were finalising the closure .. It's a great feeling .. Just would like to thank all for the replies and advice on matters I've posted on Here over the time I've been on here ... and shall co...

As said in my last posts, we have made final payment to our extended period ... still not received anything from CF , but mailed them and mailed them !!! Reply today was from the closures dept ... they are dealing with it . Our file will close on the 30th of Jan , they will then send letter of closu...

Yes as foggy has said , Comms are not there strong point plus , November we got a letter ask for expenses review , even though we were in our 12 month ext and the payments were fixed with no more rises , a little confusing but was an automated standard procedure mail ... Even earlier last year one o...

Ok many thanks

Yes it is , a huge weight lifted off our shoulders and thinking back over the last six years how we've managed and has been a struggle and has made us appreciate more of what we have and how to spend wisely !!! As said , was very surprised that we did manage to get another vehicle with finance whils...