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by Sam.y
Thu Jun 16, 2016 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix advise that redundancy payment is a windfall and cannot be used as F&F. Please help !
Replies: 3
Views: 2205

I have been made redundant this week and have contacted my IVA Co. Creditfix to advise them of my change in circumstance. I was hoping that I could use my redundancy payment as a full and final settlement.......they have advised that it's a windfall and will not be considered as a full and final is ...
by Sam.y
Mon Aug 03, 2015 3:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens with creditor who registered a CCJ but did not reply when IVA set up ?
Replies: 3
Views: 2106

One creditor did not reply when my IVA was initially setup despite being disclosed in the paperwork. CCJ registered against me by this creditor prior to IVA, what happens at the end of my IVA with this creditor and the CCJ???
by Sam.y
Mon Aug 03, 2015 3:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is this a breach to IVA which should be reported ?
Replies: 14
Views: 3486

I am aware of a person who has not declared a vast amount of income from not only their self employment but also from an ex-spouse who pays her every month due to a court order. She has also not admitted on her IVA paperwork to at least one savings account that the money from her ex gets paid into. ...
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