Hi You may remember my last posting on 11/09/2007. I triedto contact the Joint supervisors of my IVA ;but I was told that if I did not agree to the modifications they would make me bankrupt and that would mean I would lose my job. I have now paid 3 payments and although I have written to the supperv...

I have entered into an IVA with Money Debt & Credit Ltd, But they have agreed to extra penalties that I was not asked about. The original IVA was for £585 per month and a payment of £1850 at year 4 (LTV 85% House etc)...I was then told that the creditors wanted a minimum payment of £731 before they ...