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by peterdelg
Wed Sep 12, 2007 2:00 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

Hi Pete It is unclear to me from your feedback if youre in the process of an IVA or if this event is history. If youre currently trying to propose an IVA then I would certainly consider changing your IP before you commit, 5 years is a long time to be with someone who you clearly do not trust. If th...
by peterdelg
Wed Sep 12, 2007 1:59 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

Pete Are you still going to be proposing an IVA using another insolvency practitioner? Regards, Melanie Giles, Insolvency Practitioner for over 20 years. To have me propose an IVA for you, please visit: http://www.melaniegiles.com/ivaEnquiry.asp See customer feedback at: http://www.iva.com/iva_comp...
by peterdelg
Wed Sep 12, 2007 1:52 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

Hi
Fortunately I found a way to settle the IVA last year, the service was ppor at best abs now my complaint is being largely ignored!!
Thans again
Pete
by peterdelg
Wed Sep 12, 2007 8:48 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

iva_squirrel wrote:

Welcome to the forum peterdelg,

An IVA would take from 6 to 8 weeks. Nine months seems extremely excessive.

Regards,
Michelle P.
Hi Michelle,
Thank you for your input.
I am beginning to build a picture that 6-8 weeks is the norm for this process under normal circumstances
Regards
Pete
by peterdelg
Wed Sep 12, 2007 8:46 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

I think yes 9 months does seem a little excessive but it does obviously depend on your own personal circumstances and what information your IP required and whether there was a delay with paperwork etc. We made initial contact with someone at the end of August and it was passed to our IP around the ...
by peterdelg
Wed Sep 12, 2007 8:44 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

Hi Can you give the reasons for the delay ? Please don,t say that your IVA provider begins wth S regards Andy Davie IVA.co.uk Spokesperson About me: http://www.iva.co.uk/andy_davie_profile.asp IVA Helpline: 0800 197 4838 http://www.iva.co.uk/iva_helpline.asp Hi Andy, Thank you for your input. There...
by peterdelg
Wed Sep 12, 2007 8:40 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

Mine took 8 months from start to IVA being approved, but I have a good IVA and looking back on posts on this forum I know I got a good deal. Whilst I agree timescales like this are too long ,if it means all the facts are looked into properly and thoroughly I wouldnt neccessarily write your IP compa...
by peterdelg
Wed Sep 12, 2007 8:38 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

I dont think that taking nine months is down to facts being looked into, a good IP will be able to investigate in around 6-8 weeks if everything is straightforward. Who on earth wants to be in limbo for nine months?. An IVA is based on an individuals circumstances and 'deals' dont come into it. lil...
by peterdelg
Wed Sep 12, 2007 8:35 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

You could accrue 9 months of back dated debt before the creditors meeting with charges added - overlimit and arrears. You need to take this into account as when the meeting takes place the actual debt and the presented debt could be miles apart causing excessive modification on the dividend returns...
by peterdelg
Wed Sep 12, 2007 8:31 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

I agree Lily - nothing should take anything like as long as this poster has suggested - so long as he/she has provided the IP with all documentation beforehand. Regards, Melanie Giles, Insolvency Practitioner for over 20 years. To have me propose an IVA for you, please visit: http://www.melaniegile...
by peterdelg
Wed Sep 12, 2007 8:26 am
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

9 months???? Our IVA took 6 weeks from initial contact to acceptance....why so long? Why spend life worrying...when you can spend it smiling!! I gave the IVA provider my full and prompt cooperation with providing details - my case was not exceptional in terms of size of debt and number of creditors...
by peterdelg
Tue Sep 11, 2007 4:20 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: is nine months excessive to arrange meeting?
Replies: 25
Views: 3439

What would be an optimum time frame for and IVA provider to arrange a creditors meeting after being in possession of all a customers details. Assuming there are no exceptional circumstances, what do you think the maximum time would be and is nine months excessive?
Thank you
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