Melanie, thanks for the reply. My brother is concerned that should he make the declaration regarding the property that the IVA proposal would be declined. Or would each case be judged on its own merits? My wife and I are very concerned regarding the legality of continuing a transfer of equity withou...

Hi, I've searched the site for a situation similar to my own but with no joy, so here goes.. I'm currently going through a transfer of equity process. When my home was purchased a few years ago, my wife didn't have sufficient earnings at the time, so I set up the mortgage with my brother on a joint ...