Search found 58 matches

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by Kevwillo
Tue Apr 19, 2016 9:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Selling house after iva
Replies: 10
Views: 2765

Hi just wondering if anyone have used a company to quickly buy their house? Mine is currently through British homebuyers but nobody I know have used them. Anyone recommend a company? Thanks
by Kevwillo
Sun Apr 17, 2016 6:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI after iva
Replies: 5
Views: 1885

I've just read my final report which is part of my cc and it doesn't say anything about PPI except about VAT in line with Paymex ?
by Kevwillo
Sun Apr 17, 2016 6:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI after iva
Replies: 5
Views: 1885

Yes I've got the CC. Not sure about the deed of assignment?
by Kevwillo
Sun Apr 17, 2016 6:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI after iva
Replies: 5
Views: 1885

I completed my iva in March just wondering what will happen about PPI? One of my creditors were Halifax (apparently I have PPI with them) my mortgage and savings account is still with Halifax, does anyone know if I'll be able to keep the money? Thanks
by Kevwillo
Fri Apr 01, 2016 9:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA
Replies: 6
Views: 2667

I entered the iva Feb 2010 so it's over. Just wondering incase Shaun's team can't get me a good deal, and if not, would a bank reject my application. Thanks
by Kevwillo
Thu Mar 31, 2016 9:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA
Replies: 6
Views: 2667

Hi my IVA is coming off my credit file this week and there are no defaults on my file, infact it's currently an 'excellent' credit rating (with me clearing some defaults on there)! My husbands has got 'good' credit score - would I be able to just apply for a normal mortgage with a bank? Would it get...
by Kevwillo
Fri Mar 25, 2016 6:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 3
Views: 2091

Thanks for your response kallis. So does the register have an impact on the credit agencies report? I didn't think it did! I just thought once I send the credit agencies my CC then they remove it off the file? Or is that not the case? Thanks
by Kevwillo
Fri Mar 25, 2016 6:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 3
Views: 2091

Wonder if anyone can help! IVA is finished but still on the credit agencies and the insolvency register, CC received 3 weeks ago (plus it's over 6 years on the IVA) - just realised that the IVA is in my maiden name but all my credit files are in my married name? They are saying that's the reason it'...
by Kevwillo
Wed Mar 16, 2016 4:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: It's finally over!!!!
Replies: 9
Views: 2934

Well the day has finally arrived as I've received that special piece of paper!! I want to thank you all for the support on here especially to Steve Hewitt. It has taught me a good lesson to basically budget and save for things I truly didn't think I'd get this far!! Thanks again
by Kevwillo
Thu Mar 10, 2016 6:25 pm
Forum: Complaints procedure
Topic: Credit expert
Replies: 18
Views: 8739

Thank you and for the team sorting this out for me, report was done today and I will receive the cc next week! Many thanks again
by Kevwillo
Thu Mar 10, 2016 10:32 am
Forum: Ask IVA Forum and Industry experts
Topic: How long for FJ to issue completion certificate
Replies: 34
Views: 12393

I'm still waiting for mine, the last payment was 16.2.16 so hopefully ours should be with us soon!!!
by Kevwillo
Wed Mar 09, 2016 10:41 pm
Forum: Complaints procedure
Topic: Credit expert
Replies: 18
Views: 8739

I'm just worried why the last 4 payments have been missed?? Hopefully it will be sorted asap!!!
by Kevwillo
Wed Mar 09, 2016 9:35 pm
Forum: Complaints procedure
Topic: Credit expert
Replies: 18
Views: 8739

Just a thought...can anyone from here (from FJ) try and sort this for me?? I'm in work tomorrow so wouldn't be able to ring them thanks
by Kevwillo
Wed Mar 09, 2016 9:25 pm
Forum: Complaints procedure
Topic: Credit expert
Replies: 18
Views: 8739

UPDATE! Spoke to Halifax before and the missed payments are from the last 4 months which is an overdraft I had which is part of the IVA, they haven't received a payment since Nov 15 which is now showing up as a delinquent! They have asked me to contact Freeman Jones so they can contact Halifax. I'm ...
by Kevwillo
Wed Mar 09, 2016 12:34 pm
Forum: Complaints procedure
Topic: Credit expert
Replies: 18
Views: 8739

Just had an email from Credit Expert asking me to contact Halifax again?!! starting to feel rather frustrated now!
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