<t>I completed my Iva in 2014. In 2019 I received forms from first dispute management asking me to complete letters of authorisation to allow them to investigate ppi claims even though this had already been done by a previous claims company. I ignored the forms on the basis this has already been inv...

My husband and I completed our ivas in 2014 and finally received our certificate of completion. On checking the details of payments to our creditors we had two joint loans and my contribution was 57% and my husband's was 66% meaning we have paid 123% in total on two of the loans. Is this the way pay...