Congratulations to you too Miss Chatterbox. As Foggy says, you need to write to the bank along the lines of his link and ask them to amend their records so that the date of the default does not post-date the date of your IVA. This will have the net result of removing it from your record and leaving...

Congrats! Really pleased for you, such an amazing feeling! I have also finally completed this week and have seen the IVA disappear from my credit reports...BUT it seems one of my old bank accounts which was included in the IVA has now reappeared on my credit report and is saying it is in arears by a...

So my update is that they have arranged the variation meeting for 29th September. Just feels like they are dragging things out so much. I queried that the IVA could still be closed despite a PPI claim and they said that if the creditors do not agree then they can not close the IVA until PPI has been...

Thank you for the responses, really helpful. I got the report today requesting the creditors agree to settle with immediate effect, forgoing the need to claim PPI ... Fingers crossed... Let's see what happens! I do feel frustrated that this could have been picked up earlier, if it continues to cause...

Hi, I made a F&F back in April this year. Mtg was held and agreed. However I'm still waiting for certificate to say complete. We first had an issue with one creditor not getting back to IP with agreed amount of return. That's just been resolved and only now.. 5 months in... They have said they need ...