Out of interest how long can/does a supervisor hold your details for once the Iva has been completed?
I’m surprised they still had them including all accounts which were in the Iva at the time.

I don’t know how to edit the post. I put the wrong dates

2010 was completed. 2012 was when I received the ppi

Sorry - I’m having a bad day lol

So today I have just received a letter quoting the wright case and that they would like to pursue my ppi - this is for my Iva that was completed in 2002 I understand they can now do this but I would like to know how long are supervisors allowed to keep client details for? Surely when an iva has been...

Well after a long discussion with the admin, managers and then the IP my IVA staying as it is. The IP advised that they have to take both my view and the creditors and they believe due to the low offer that the extension is fair. (although also stated that BR would be a better option for me) They al...

The previous post was based on a payrise i didn't get, until yesterday. The £240 already included my 5k payrise. The offer was put forward at £150 which was 13p to £1. The extension moves it to 17p to £1. I discussed bankruptcy with my work and iva they are happy with. Bankruptcy they would have iss...

Yes can't blame them at all. If I was a creditor is be doing the same thing. Not sure why anyone got 5 years?

I've just spoken to them again. Tesco haven't voted. So they will be forced to go with the majority

I've also accepted.

The amendment adds an extra 6p to the £1

Tesco advised would go with majority. 51% of total debt
Natwest sold to pra 19% of debt
Barclay's sold to pra 15% debt
Moneyway - no vote 10%
Nationwide - no vote 5%

bought my Barclay's loan last week aparantly. Sorry its PRA Group

They are viewing my wage increase under the 10/50/50 rule.
I have no equity. So 1 less thing to worry about.
I am under the 2014 guidelines. But with no house I believe I'm OK?

Yes I can see that point of view. As the majority of my creditors didn't vote. PRM have asked for the extension. I think it just caught me by supprise. Well I'm going to ring them back to accept I'm also going to budget for Disney land in 6 years. Maybe now I can get the better rooms with the extra ...

It's been accepted but amended to 6years. I'm just thinking about if I should accept the modification. 6 years is a long time

Ive just reread my post and surprised you made sense of it. Post in a panick I've spoken to my IP and they have advised that it will not be taken into consideration tomorrow as I have not actually received any money The way they are treating it is to perform an income and expenditure in 3 months tim...

Tomorrow I have my creditors meeting for an iva. Ive been told today that at the end of the month I will get a 5k payrise which will also be backdated to august. I still need the iva What do I do? As I do not have this in writing. However I have spoken to our payroll and they have the paperwork. Hel...

I'm currently beginning the iva process. I went through Vincent bond and then have been passed to Knightsbridge insolvency. All good so far. They have advised me my proposal will be with me tomorrow. I have no assets,or ppi claims. Any hints or anything I should look out for?