Thanks for your comments, they are helping me to try and stay positive! I will take a couple of weeks to look into different companies, as I was referred through citizens advice I just presumed I had been put through to a pretty decent company. My debt was already around 35K before the gambling, but...

thanks for your replies. I have just been reviewing my bank statements and it's clear I have had a gambling problem in the last 3 months. the total amount that has left my account to the site is around £28,000.00. £10,000 of this was savings and £18,000 was from winnings which I had put straight bac...

Thanks everyone for being so lovely and understanding! I guess a big part of the debt worry is the feeling that comes with it and that you are alone and it is refreshing to hear that there is help there and there is a way out. Thanks for the tips. I will get a list of questions to ask my IP put toge...

lifenoteasy - sorry if I've posted something already been covered! Thanks for your response. I am keeping up the counselling for my health issues to try and avoid a relapse. I have good days and bad days like everyone else but I've learnt to deal with the bad days better. I've been warned that the f...

Hi Sorry this is my first post and may be a bit of a long one! Firstly, I'd just like to say a huge thanks to this website. I'm currently 25 and in extreme financial difficulty. As I don't own a home I have nothing to sell and been really down about my financial situation. This site appears very hel...