Hi, to be honest two years ago when I was looking to move from my current rented property I was turned down by an estate agent because I mentioned the IVA but then others were OK about it and just wanted a guarantor. These estate agents all behave differently in their attitude I found. Some will be ...

Hi, not sure where it was under but it was in response to someone somewhere here!! I know i have done this before. Maybe it's just me can't remember where I put things [:D]

Maz

Hi Hilary, I would contact your IP soon and arrange a payment break within with the IVA just to clear that loan. That should get you back on track to continue with your IVA payments as normal, although extended but at least you will be back to the IVA payments that should be affordable. I know that'...

Hi, I have just posted similar details a week ago here about creditors updating these records and now I cannot find it. I would like to know the same as I am now over 6 years and completed IVA. I have already passed one credit check for renting a property but I am not sure how much detail that credi...

Hi I am very confused about this also! I have passed a credit check with no problems for renting and passed but not sure if this was because my name was off that horrible IR. My IVA completion was 6 years in September 2013. I am wondering if as soon as your name is off the IR that the credit history...

That is interesting, I was wondering the same thing. I would like to have another bank accout i.e. with Santander (not Barclays can never go back to them). For two reasons; one a savings account so i can earn interest and also I cannot rely just having one debit card as i have had horrendous problem...

Hi, from now on i won't be at stranger anymore and hopefully be an inspiration and give advice based on my experiences to all others out there going through the same situation. I started posting on this forum for the first time back time back in September 2007 when my IVA started, that seems so long...

I am so pleased now i passed credit check ok. And yes my name is now off that dreaded IS register. I can move on now and start new life and new place to live. I have been able to save for the last year as final payments to IVA stopped then. Thanks to Melanie for all the advice and also big thanks to...

Hi Melanie

How do i email you? I dont have your email address and where can i obtain that?

Thanks

Maz

Hi Melanie, thanks for reply, How would you recommend i proceed to do this? There are so many different agencies out there. What do i need to do? I also have this horrible adversion to giving my card details online! Presuming i have to pay to get this file? on one of the posts here i saw that someon...

Hi Jesah, Just hang in there, I know exactly what you mean. I have been there and in the same situation but with full completed IVA all up to date. What a journey but like you have paid all utilities, mobile contract and rent promptly without fail. Surely that should be in favour when comes to a cre...

Hi, If the name is still on the IR even if over 6 years now will it sitll show up on a credit report? I have found a place to rent and I want to proceed to take it but with every thing else been in order i.e. no defaults in any payments over the last 7 years will it still have a negative affect on m...

Hi Thank you for this, giving me the confidence, i hope very soon this happens, as i want to sign up for a new proprty as soon as possibe. For the term of 5 years paying into the IVA i have been commuting every day to work with 60 mile round trip which was so expensive. I am grateful that the IVA al...

Hi I just got my final certificate and completion report today so pleased and happy now. At long last no more stress and debts. I never ever want that mess up again with debt. But the question is, does that mean my name is now off that dreadful register as it's over 6 years now and i need to have a ...

Hi Steven I will email tomorrow thanks, I tried calling today again but have to wait on the phone as line always busy, i'ts an 084 number and costs so much on mobile phone. I just want to rent my own place again after 8 years of renting when i was in IVA for the last 6 years. I left my rented proper...