On 3rd October my IVA (Full and Final) was approved!!!! 79% voted for the proposal and 21% against. Barclaycard, Beneficial Bank PLC, Halifax PLC, Lloyds Bank TSB and Max Recovery (MBNA) all voted for the proposal. Egg PLC and Yorkshire Bank PLC voted against. American Express did not vote. http://w...

I am extremely grateful to the following who helped me on my IVA approval journey. IVA.co.uk website – Helped me discover that I should qualify for an iva. Thomas Charles - Alli Brooklyn (0870 141 7271) – I found Thomas Charles via the iva.co.uk website. Alli collated my financial information and pr...

On 3rd October my IVA (Full and Final) was approved!!!! 79% voted for the proposal and 21% against. Barclaycard, Beneficial Bank PLC, Halifax PLC, Lloyds Bank TSB and Max Recovery (MBNA) all voted for the proposal. Egg PLC and Yorkshire Bank PLC voted against. American Express did not vote. So, in t...

My creditors meeting was postponed until 3rd October prolonging the agony and my stress levels!!

Thanks for all your messages of support and advice.

Not long to go.... fingers crossed.

One Week to go!!! Today I am quite excited that in one week all my debt worries could be over (think positive). Fingers crossed. I am sure as we get closer the sleepless nights will follow.... Thanks for the messages of support it really helps. I will let you know if it was approved and how the crod...

Disaster narrowly averted (I think).... The company whom my loan is/would have been with (to raise the full and final) called today and said they could no longer lend the money due to the market. After a lot of stress it appears that I have a replacement but will have to wait until I receive the doc...

Hi, Under two weeks to go until my IVA creditors meeting... My Creditors are: Credit Cards: Lloyds Bank - 5.4k Yorkshire Bank - 6.5k Halifax - 14k Barclaycard - 6k Egg - 4.5k MBNA - 5.5k HFC - 1k America Express - 7k Loan/Overdraft Halifax - 10k Total Debt: 59.9k My main creditor is the Halifax with...