Thanks Foggy

Hi, I’m looking for advice for a full and final settlement, currently have £7400 left to pay with 17 months left on IVA assuming that the final year is going to be extended. Currently paying nearly £400 a month My mother has offered to pay the remaining £7000 by taking out a loan and gifting it to m...

<t>I am filling in my first annual review for my IVA for I & E I have increased slightly a couple of the expenditures in line with increases etc but have noticed when comparing with my first I&E that was submitted that it has allowed for 80 gas and 80 electric when right now I am paying only...

Thanks for replying, My hausband and I have been paying into our IVA for 8 months and he was told today that we have been overpaying on our standing order for contact lenses for a while before the IVA started, They are going to refund it back to our bank. I read in our agreement about a windfall and...

I have an overpayment on my contact lens account being paid back to me of around £350 do I need to disclose this to my Iva supervisor?

Thanks all, appreciate your help and replies

Hi all, I received this back from my IP this morning so looks fine? "There are no restrictions on you owning and using a PayPal card for your PayPal account so long as there is no credit facility such as an overdraft with it. EBay is also ok it use so long as it’s not being used for business purpose...

Thanks kallis3. I have just emailed them with my full query. Will let you know the response. Em

Thank you foggy, really appreciate you getting back to me. You are right, I will email my IP and get a resolution to this. They will be sick of me by the end as well but I want to ensure I am not doing anything that voids the IVA.

Yes it does thanks Lesley although I'm still nervous about it, I just don't want to mess my IVA up. Foggy, the only items I sell are children's clothing etc that my children have grown out of. This is the card https://www.paypal.com/uk/webapps/mpp/accesscard Could you just confirm for me again? Sorr...

Hi all, Please could someone put my mind at ease on a few things! 1. I have a PayPal Access card which I believe is NOT a credit card and I can only use it for what is in my PayPal account. It has the word business written on it as well for some reason. Is this allowed whilst in an IVA? 2. The money...

Thank you Andy and Lisa. I was asked to reduce my pension to 1% so assumed that when I did my agreed payments from my IVA that started in January would be recalculated and the extra take home pay put towards the IVA. Hoping I am wrong, will email them tomorrow to inform them I have carried out their...

Actually just realised that the tax code don't go up till end Aprils pay so that's one less thing to take into account!

Thank you all, I will send the figures to the ip and see what they come back with. I will just have to trust they work it out correctly as like I have said all changes are due in this months pay!!!

Hello, I've been reading for sometime and this forum has helped me immensely and my Iva was approved on 08/01/16. Thank you everyone for all your posts, they really help lots of people. I have a query I am hoping someone can help me with, I think it's a bit of a confusing one! I have been asked to b...