No, she has not contributed to the mortgage but does the fact that we are still legally married mean that she has a beneficial interest in my property?

Thanks again for the reply. If my separated wife goes down the bankruptcy route and then moves back in with me, will the receiver then ask me to sell my house even though my mortgage is in my name only or will only her house be sold? Also, would any of my other assets be scrutinised and forced to be...

Thanks for the replies guys. So is it likely that the secured lender will block the house sale unless the outstanding balance is repaid in full to them first?

Sorry for being naive but all this is new to me.

Hi Guys, My wife and I separated about 5 years ago and in that time I have now discovered that she has accumalated a large amount of debt which is all in her name. The debt is as follows:- Mortgage - 105k (£725 per month)25 years left to run Secured loan on house - 35k (£450 pm) 25 years to run Hire...