Thanks for all your responses. Offer was worded as: 'Any payment made in the meantime whilst the variation is being prepared, called and held are to be deducted from the lump sum.' And in their initial response they said: 'Please continue to make contributions during this period. Should the offer be...

So hubby had full and final accepted today! Hurray!! However, I am a little unsure of the figures. We made an offer of £6500 with any further payments to be deducted at the end. Offer was made in august with 2 more payments made, however IP is saying they will only deduct one as they didn't put the ...

Sorry, my internet froze and it posted twice. I did delete the other post but it appears to still be there!

Evening Hubby put in an offer for F&F on his IVA. They have replied by email but we don't really understand the time frame that have stated. I have posted below what they have said. Is anyone able to clarify how long this is all likely to take please? ''A request has been sent to our variations team...

Thanks for your response. We aren't home owners so I presume the equity part wont count in this case?

I have no advice Hannah, but my husbands IVA is with Harrington brooks and they are shocking. He never gets to speak with his IVA and they make mistakes left, right and centre. Good luck! This is the last thing you need to be worrying about.

Afternoon My husband has 22 payments left on his IVA and my mum has offered to gift him the money to settle in full. We just aren't sure what to offer. When the IVA was set up payments were £220 a month and now they are £380 so not sure whether to base it on current payment or original. Sadly, the I...

Thanks all for your responses. It almost makes me feel like we are paying into a black hole and wondering what would happen if we let the IVA fail - however with only 23 payments left Im not taking that risk! I just am gob smacked that not a single creditor is on his report. His Experian report actu...

Yes we shall do that at the weekend. And moving forward, I suppose we have somehow slipped through the net? I don't know. He has an experian score not far off excellent. I don't know whether he should mention it to his IP? Is it his responsibility to make sure it's on there? My main concern is that ...

Hi

Yes I checked that today and he is listed on there with the correct date.

We tried to also do a noddle check first but it said there wasn't enough data on him to create a report.

The last to try is equifax but I really don't understand it!