ok thanks for your replies,

Hi all, We completed are IVA with DFD back in February, we have our completion paper work. Barclays have now said that they have looked back at our PPI claims and there were wrong and now want to pay us 11K, I did sign to say DFD had control of PPI after our IVA, do you think it worth trying to get ...

Dear all, We are about to make our last IVA payment in Feb, due to a 12-month extension in lieu of equity and a 2-month payment break all of our defaults are now off our credit file as the defaults started in December 2009, we want to start rebuilding our credit score , do we need to wait until we g...

Capital One are one of the company's which was part of our IVA so I think I will have to try another company.

Mark

Thanks for your replies, once we have made our last payment but before having our CC could we both apply for a specialist credit cards to help build up are credit scores, it would only be used for petrol and them paid off at the end of each month?

Dear all, We are about the pay our last IVA payment in February, this includes a 12-month extension in lieu of equity so I know it will all be finished very soon. The PPI side of things is all dealt with by a deed of assignment. Our IVA started in December 2009 but had a two-month payment break henc...

With our last payment on the 1st of Feb we will completing a 12 month extension in loo of equity so hopefully the home improvements wont impact on that.

Mark

Thanks for your replys

Mark

My grandmother past away back in November, My father was left everything, he is now gifting us some money from his inheritance.

Mark

Dear all,

if I was given a lump sum of money after our last payment but before the CC came through, for home improvements, could this be classed as windfall which could be taken away from us?

would or should we tell our IPP?

mark

ok thanks, it is strange, I have tried to retype the post I want to send on my phone but get the same response.

mark

Dear all

I am having problems posting a new post

I get an error

"There has been a problem!

Invalid keyword"

for some reason this one worked,

Mark

Sorry for a later update, The person at the call center wasn't sure about this so she had to pass it onto an IP, we were told we would have an answer within 5 days, 3 days later we were told it wasn't a problem and to go ahead and order the new car.

Thanks, it is a real good scheme and we real need to change our car as we haven't had spare cash to keep on top of the old one, was hoping sign up to it after making our last payment, but didn't know if we should tell DFD.

Mark

Hi all, My wife and I only have two payments to go on our IVA ( including a years extension as we couldn't release equity from our house) My wife works for the NHS and can get a new car on a salary sacrifice scheme, no deposit nor credit agreement. if we used this scheme after we made our last payme...