Thank you so much for all your replies. About 3 months ago,I had a panic and completed an online enquiry form re: an IVA (I wasn't sure whether I would qualify or not??!)A reply came back with a phone number to contact the company I had made the enquiry with. I didn't pursue it. Although I am very c...

Hi Just looking for a little advice please. Unfortunately,due to ill health I was pensioned off from my full time job and some debt I accumulated suddenly became a little more difficult to manage. I'm presently only working part time and that together with the pension from my previous employer gets ...