Hi
I have just recieved my I & E forms, will i still be required to complete these as my IVA will be complete in Frbuary ?

Hi
If the overtime were to dry up then we would be out of work. I work for a shipping company and we sail on a saturday evening so we must be in on a Saturday

hi all
Why is it that overtime cant be included into monthly income. I ask this as I am required to work at least 1 hour per day and every other Saturday

Hi
My monthly payment will rise slightly, Im more concerned about my overtime payment and to how this will be calculated as i have
budgeted on the income figure for this year wich is higher than the previous year

Hi All
As my AR is comming up I am worried that as my income has risen so has my expenditure. When calculating how much extra i will be require to pay will my IP calculate from my new I&E or my previous one as there will be a difference. Just hope its not too much more than i've budgeted for
Andy

Thanks all, was just wondering could i use my train trips to london to see my girlfriend as an expenditure rise to be offset against the overtime i've done, as this was never included at the time of my proposal

ANDY

In view of my annual review approching, not quite sure what will happen, do i pay my 50pc of overtime at the review or will my ip issue me with a accurate figure (hopefully less that i have saved)


ANDY

Hi
Dont know weather i was just lucky or the fact that i kept Northern Rock informed of what was going on, but my IVA wast accepted last week and that was at a div of 40p/£ so there is hope.

ANDY

Hi all, just to let everyone know IVA was accepted, even with Northern Rock as my main creditor, many thanks for all ypur assistance and support

ANDY

Hi all, good news my iva has been accepted (08/02/2007) at a div of 40p/£ and this was with Northern Rock as my main creditor, so there is hope for anyone with NR as a creditor.Thanks for all the help and advise over the last few months everyone.

ANDY

Hi All
At last a date has been set for my creditors meeting (08th feb 12.00),but the phone calls seem to be increasing, any idea as to why this would happen they must all be aware of the meeting taking place

ANDY

Hi all, Still waiting for a creditors meeting date to be set,but after speaking with my IP I am now able to up the div to 40p/£ fingers crossed this will be acceptable.

ANDY

Hi all, I am now waiting to hear the date of my creditors meeting, but now I have a default notice and dont know what to do, any advice

ANDY

Hi all, have just completed my proposal, as my div is only 37p/£ i am very worried this will not be accepted as Northern Rock is my main creditor, any advice

ANDY

GOOD LUCK LEE, HOPE IT ALL GOES WELL

ANDY