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by Hmc
Fri Dec 30, 2016 5:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: ICO VERSUS CRA INACCURATE INFORMATION
Replies: 2
Views: 412

Just a sticky issue if the CRA fail to amend in correct information on your CRA file despite sending evidence and the creditor in question refuses to change the data can you complain to the FCA / ICO? My IVA completed 6 months ago and CAPQUEST refuse to acknowledge a credit card debt which was in th...
by Hmc
Fri Dec 30, 2016 5:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello just a question about payday loan refund
Replies: 11
Views: 1363

Surely when a IVA completes and the PPI authority is in play to claim back any PPI any other refund would not classed as declarable? I would not have though after an IVA completes and all monies are signed off an IVA company would still be entitled to this? There has to be a line drawn in the sand o...
by Hmc
Thu Dec 17, 2015 11:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA creditor mystery
Replies: 6
Views: 3215

Do creditors claim back tax etc when the IVA FINISHES?
by Hmc
Thu Dec 17, 2015 8:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA creditor mystery
Replies: 6
Views: 3215

Hi everyone. My IVA ONLY HAS 4 more payments yo completion and it's finished. I was puzzled the other day to get a letter from a company that had purchased one of the account in my IVA. Welcome finance £4000. The letter was not a demand for payment but merely a notification they bought the debt. Wha...
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