Thank you all for your help. You confirm what I (and the Hull CAB) believe.


Regards

Oops. Typo in the message. The question is "Is the debt now irrecoverable?" It certainly is under Scottich law and I believe that it is under English law. A dividend has been paid in final settlement. In Scotland, this triggers a legal requirement to write off the remaining debt. If, as I believe, t...

Our house in England was reposessed in the early 90s and subsequently we moved to Scotland. We were persued for a shortfall of £35k late in 1999 and took out a Scottish Trust Deed that achieved "Protected" status in March 2000. This was satisfied and wound up early in 2004 with the Building Society ...