Very latest update from Payplan is that I have now received my CC in the post and also via email so kicking up a fuss can work wonders. In all fairness Payplan have been pretty good and I've had an easy painless 5 years with them. I also cannot complain too much considering it's taken 8 weeks since ...

Due to the way Payplan have handled the closure of my arrangement my opinion of them have completely changed and it's made me extremely angry.I fulfilled all my obligations never missing a payment and have no further monies to pay over and they still can't get it right.It feels as though Payplan and...

Hi all I haven't posted in a while but thought I'd provide an update on my current ongoing circumstances. My last payment left the bank in April and I also signed PPI deed of assignment at the same time but still waiting for CC from payplan. I have sent various emails and a few calls to Payplan but ...

Thank you for your kind words and I will give payplan a ring and I'm hoping for a swift conclusion. I am not really in a mad hurry for my CC just pleased there is no more money to pay out and looking forward to a holiday later this year. The forum has been an excellent place to find out information ...

I was meant to say I haven't heard a thing from payplan but not surprised. I just feel everyone who has completed the journey and fulfilled their obligations should at least receive some kind of correspondence from their IP.

After a long hard road my last IVA payment has left the bank. 5 years of ups and downs but we'll worth it and now free of that debt ball and chain. Anyone starting on the road or continuing on the journey I wish the best of luck and the feeling is great. The only downside is I have my heard a thing ...

Keep a spending tracker download an app from playstore or apple! Shop at lidl or Aldi just as good as many major supermarkets!Do not withdraw cash during the week!Try to use the bus service at weekends cutting down on fuel over the month. Withdraw cash that will last all the week and do not be frivo...

Hi Lisa it's true in the 5 years I have been with payplan I have never spoken to my IP! It really is immaterial now as I only have April payment to make then I'm complete but if only out of courtesy it would of been nice to of spoken at least once to my IP. I feel sorry for many people who have no r...

Any update on this one?

A BIG very well done and enjoy the freedom at long last

Stay well clear and avoid at all costs my case officer has changed numerous times and never spoken to my IP in 5 years. They also ring out of the blue especially when I'm at work. No compassion or sympathy shown either

Well done to you no mean feat and I only have 1 to go

We have all had those difficult times of feeling low and thinking there's no light at the end of the tunnel but I can assure you the time will fly by!Please don't let the IVA control your life as some do just live it albeit more frugally. When you feel low think of how much worse things would be wit...

A very well done Kev and it's a huge achievement in this day and age! Congratulations to you and enjoy the extra cash and treat yourself for a change[8D]

Thank you Lesley for your kind words and the long road is finally at an end. I for one cannot wait to enjoy the extra £400 a month and I hope everyone else who are nearing completion enjoys their financial freedom once again[:)]