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by Tina.61
Wed Mar 30, 2016 12:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi just got off phone to aperture regarding my equity, don't understand their calculations.
Replies: 12
Views: 2899

Hi just got off phone to aperture regarding my equity They have said it has been worked out on 85% ltv Valuation of 98775 Outstanding mortgage of 79156 =19629 equity _3.5% costs =3453.17 =16176 equity ÷ 2 =8088 my share _ 85% ltv =6874 my share of equity Don't understand their calculations Any comme...
by Tina.61
Sun Mar 27, 2016 6:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: I'm assuming that me and hubby have a 5k share each according to our documents.
Replies: 4
Views: 1775

Hi it says in both our documents our share and has the 5k on it so my share I'm assuming is 5k and hubby's share is 5k
by Tina.61
Sun Mar 27, 2016 12:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have a conflicting issue with Aperture about equity
Replies: 4
Views: 2201

To cut a very long story short I have had a valuation done on my property As it wasn't done in month 54 Conflicting issues with Aperture Property valued at 99,000 aperture have back dated it to 7 months ago so comes out at 98,775 My redemption statement shows 79,859 Aperture are saying that there is...
by Tina.61
Thu Mar 10, 2016 8:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do you ask for a forced sale valuation to find out if there is any equity ?
Replies: 5
Views: 2169

When you have a valuation to find out if there's any equity near end of iva
Do you ask for a forced sale valuation
by Tina.61
Wed Mar 02, 2016 9:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Wondering if anyone can help calculate my equity figures ?
Replies: 9
Views: 3124

Wondering if anyone can help My valuation for my house is £99,000 My redemption figure from mortgage statement is £79,859 I have an equity clause for extension of iva payments Ltv should be at 85% Not sure how to calculate these figures as to whether or not I will have above £5000 equity Can you ...
by Tina.61
Mon Jan 25, 2016 6:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Don't know if there is any equity
Replies: 2
Views: 1622

Don't know if there is any equity
I done a zooplankton search of my house and it said it was worth £98000
My mortgage is £82000
by Tina.61
Sun Jan 24, 2016 10:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am assuming a valuation has been done by Aperture as I haven't been asked to remortgage
Replies: 9
Views: 2320

Hi there i have just received my annual income and expenditure forms to fill in , iva started in 31st January 2011 and made payment on 15th January 2016. I'm with Natwest and when I looked at my direct debit payments the status for my iva now says final payment. I'm with aperture but formally grant ...
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