Hi, can someone please help me with what is going to happen if at the end of the iva I can't remortgage and I been asked to get a secured loan instead but my partner, which half of the property belongs to him, refuses to allow a secured loan against our property? Can they make you?

I wonder if someone can advise. I just started my IVA and I am a bit confused about the remortgage part. I pay on the IVA £350 per month and on the current value of my property they have estimated that after 5 years I will have to pay around £6,000. So if my property after 5 years is worth £200,0...