After reading these last few posts i do feel a little daunted my son has just started college and is at present looking for a job i have not even thought of the expence if he decides to go to uni but if i have to go for an iva i will go through all this with the ip as for my home i know its only bri...

hi to the last three posts and thanks for the support i will keep in touch isthereanend i too dont want to sell up its took years to turn our house into my own home i am not ready mentally or physically to move house my youngest is in his first year at secondry school and i want him to stay there as...

HI i too am new on here today my post was in new topics aaaahhhelp i am ill off work today frantically running around like an headless chicken not knowing what to do some of the comments you have recieved have helped me a little thankyou everyone you are not alone and neither am i as there seems to ...

thanks for your comment i am begginning to feel a dmp is not as severe as an iva and none of this remortgaging in the fourth year i am at the mo in the running around frantic stage panicking how we will survive how to tell our kids we are poor i feel like i am going on a 5/6yr prison sentence how wi...

thanks for the comments did,nt think i would get a reply [feeling like a sad looser]

both my husband and i [or should i say ex husband we divorced as he had an affair due to our debt pressures we are now back together and fighting to clear our debts and live a better life our home and kids are all we have no social life no friends together we just go to work, clean the house and see...

thanks for your comments i think deep down i know its an iva i am jus scared as i spent all day yesterday scouring this site and there was a lot of negatives about an iva such as fees and the monthly amount going up each year someone paid alot of money into an iva during the set up and it failed and...

Hi I AM VERY SCARED AND COULD DO WITH SOME ADVICE i stumbled across this forum during my frantic search for help i have just been sent a letter stating that i am to be served with a bankruptcy petition for a £9,000 loan to be brief my partner and i owe around 30k debts some of which are many years o...