Hi! My IVA accepted a FFS in April which was paid within 30 days as agreed. I have not received any paperwork yet to state that the IVA has been completed or that my credit file has been rectified. What should be happening as I haven't heard anything from the company who were dealing with it? Many t...

Hi! I have been in my IVA for around 18months now. My wife has just out she is pregnant. As this will be our third child, we need a bigger car. Obviously we have no savings to buy a new car outright so would need a loan or finance. If we were approved, how would my creditors view this? Obviously it'...

I owe around 8k on my IVA. I've just submitted a FFS of £3200 (gifted by dad) and have just found out my wife is expecting our 3rd child. This will significantly impact on my finances. Are my creditors more likely to now accept this offer as I will have to reduce my payments?

Hello, I have been in my IVA now for 16 months. My partner and I are sick of the ever increasing private rent increases and would like to move into our parents so that we can save for a mortgage. My IVA was set-up to pay back just over 10k. I have paid off almost 2k already including PPI back-pay. M...