Thank you for the answers. lesley_ I wanna sell my car and buy another one only a bit more expensive. No finance, no more credit cards or loans in my life I feel so good without any of those anymore. Thanks

Hi

What paperwork I will have to show IP on my annual review. Is P60 good enough as a proof of income or I have to show 12 payslips?

If I would like to change a car in a future what is a maximum I can spend without telling IP?

Hello everyone

Just to let you all know my and my wife's proposal's has been accepted this morning. Massive relief now and on my way to be debt free in 5 or 6 years.

HURRRAAAYYYYY !!!!

What we can expect if that is the case? I mean if they don't know what is all about. Are they likely to do not vote at all or refuse the proposal?

Have you ever dealt with the overseas creditors under an IVA?

Lisa Thomas just wondering what is more or less IVA acceptance rate at the moment?

They are just under 25% which as far as I know is good. The other thing is that I've got overseas creditor which is another 20%. Its bnp paribas and IP had no experience with them as well.

The only problem was they are in Manchester while me in Birmingham.

Hi Lisa Thomas. Thank you for joining my thread. I have got unsecured loan with shawbrook for solar panels and it is #163;10000. My IP had no experience with them that why I'm worrying about.

Thank you lifenoteasy for reply. Are they ok with accepting an IVA?

Hi. Did anyone dealt with the shawbrook under the IVA?

Hello everyone. I'm very new at IVA.co.uk and only 15 days away from the creditors meeting. This is gonna be the longest 2 weeks on my life and very stressfull as well. My IVA company is Unity, IP Gilian Wrigley. I had no pleasure to speak to her directly and would like find out whether anyone dealt...